By having Asuransi X-Tra Choice, you are free to:
- Choose your life insurance saving level from your required Basic Premium.
- Select the appropriate investment strategy with your risk profile.
- Decide how much investment you want to add in the next year.
- Provides flexibility when you can spare the money, according to your financial goals.
- Decide how long you want to invest your money, and types of investment funds that match with your financial goals.
- Decide when you want to attract funds cash from your insurance policy.
Benefits of Asuransi X-Tra Choice:
- Death Benefit: If the insured dies during insurance period, 100% Sum Assured plus accumulative Fund Value, if any, is payable to beneficiary.
- Maturity Benefit: Upon reaching the customer selected target date, the policy holder may withdraw all of the proceeds, including accumulated investment fund value. Other than as a maturity benefit, investment fund value can be enjoyed before maturity date.*
Asuransi X-Tra Choice also offers high flexibility in investment management. Customers can adjust their investment strategy by changing their portfolio whenever they need it, allowing them to align it with their changing financial goals and risk profile. The high flexibility of Asuransi X-Tra Choice is made possible by the 4 types of funds behind this product, namely - CSL Link Ekuitas, CSL Link Ekuitas Syariah, CSL Link Berimbang and CSL Link Pasar Uang, which are designed to meet various customers’ risk profiles from conservative, moderate to high.
For further information about X-Tra Choice, please contact our Customer Contact Center at 62-21 5289 0018 or e-mail customer.service@cimbsunlife.com.
* Investment Fund Value can be withdrawn partially accordingly to your needs. Investment Fund Value is depending on the Investment Fund performance and investment risks which may occur during the insurance period. Investment Fund Value withdrawal can only be done after the free look period. Partial withdrawal of Investment Fund Value before maturity date chosen by customer can trigger un-maximized Investment Fund Value at the end of the insurance period.