Asuransi X-Tra Cerdas is an education endowment product providing customers with child’s education fund and life insurance protection for parents as the insured.

Benefits of Asuransi X-Tra Cerdas:

• Education fund benefit: will be provided in every stage of the child’s education from elementary school, middle school to university.
• Life insurance benefit: will be paid if the insured dies during the coverage period, where the beneficiary will receive the sum assured. In the event of death of the insured, the beneficiary will be released from his/her obligation to pay the premium and the education fund will be paid as scheduled.

The monthly premium payment of Asuransi X-Tra Cerdas is 10 years, with coverage period longer than its monthly premium payment (maximum 17 years). This product is offered to CIMB Niaga’s credit card holders and saving account customers through CIMB Niaga’s Telemarketing Channel.


Other Health and Accident Products:
Asuransi X-Tra Medika Plus
Asuransi X-Tra Siaga Plus
Asuransi X-Tra Siaga