Asuransi X-Tra Medika Plus is a Refundable of Premium – Hospital Cash product details of the benefits are as follows:

For living insurance benefits:

•  Customers will receive daily hospitalization fixed cash benefit for 120 days at maximum per year for sickness or accident,
• 90 days at maximum per admission if due to sickness, double daily cash benefit for ICU treatment, 
• 50% Return of Premium (ROP) as maturity benefit, with or without hospitalization.

For death benefit, the assured beneficiary will receive 10 times daily hospitalization fixed cash benefit depending on the plan chosen by the customers.

The coverage and premium payment of this product is 8 years, with monthly premium payment scheme. This product is offered to CIMB Niaga credit card holders and saving account customers through our Direct Marketing/Telemarketing (DM/TM) channel.


Other Health and Accident Products:
Asuransi X-Tra Siaga Plus
Asuransi X-Tra Siaga